Every business has employment practices liability exposures. Litigation related to employee claims alleging discrimination, harassment, and wrongful termination has increased dramatically. The risk is real; take a look at these staggering statistics:

• Employment-related lawsuits now comprise one out of every 12 federal court cases.
• Juries awarded over $1 million in 12 percent of the cases (with some sources stating the number is closer to 20 percent).
• More than 50 percent of employment-related claims are brought against companies with fewer than 100 employees.
• Approximately 75 percent of employment-related claims are found to be groundless, but only after the employer spends significant defense dollars to prove it.