Employer Protection

For more information contact your local OneBeacon underwriter or visit onebeacon.com/EPL

You could be a target of employment lawsuits

Wrongful termination… Sexual harassment… Discrimination… In today's litigious society, employers need to be prepared to protect themselves from employment-related claims and lawsuits. Recent years have seen an increase in charges brought against companies by current or former full-time, part-time, and seasonal employees.

A simple accusation by an employee can start the clock ticking on the expensive task of defending an employment-related wrongful act allegation. And, the 81 percent of claims that are settled in arbitration or in administrative hearings cost employers $22,000 to $40,000 on average. Even those claims that are settled immediately cost a Company an average of $7,500.

That's a hard nut to swallow for any commercial operation. Enter Employment Practices Liability Insurance (EPLI). EPLI helps protect small companies against the liability damages and defense costs brought by employees who allege employment-related wrongful acts.

As part of our EPLI coverage, we offer Employer Protection as an online resource to help you manage your employment risks by taking steps to avoid situations that may lead to litigation. We understand that small businesses don't have the resources to protect themselves from employment practices lawsuits.

The links above offer important information regarding employment liability risks and laws.
Key tools include:

  • Employment FAQs, for tips on managing your employment exposure.
  • Policies and Procedures that you can use as a starting point.
  • EPL News to keep you current on the evolving nature of employment law.


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